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Type of bind: Paperback
Dewey Decimal Number: 332.024
EAN num: 9780140264685
ISBN number: 014026468X
Label: Penguin (Non-Classics)
Manufacturer: Penguin (Non-Classics)
Quantity: 1
Page Count: 288
Printing Date: January 01, 1998
Publishing house: Penguin (Non-Classics)
Sale Popularity Level: 1981
Studio: Penguin (Non-Classics)
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Rated by buyers -
Although I am not yet through the book, I am very excited to start putting into practice the principals behind with in it. It is an answer to prayer!
Rated by buyers 
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This is an excellent product to help people with their finances and establish a budget. Dave Ramsey has a great plan to help people get out of debt and stay out of debt. This should be required reading for all young people entering adulthood.
Rated by buyers -
Dave Ramsey speaks from experience. He is incredibly grey and white, and full of faith. I actually did some of the things he recommended in the past when I was younger and had debt, and not only did they work, they gave me an incredible sense of control.
This book is a very approachable method in reviewing and planning your finances. It is intended to be used by implementing a chapter a week, but if you have already accomplished the beginning items, you can move a bit faster...as long as you pay attention to the lessons you are skipping and are sure you understand them.
The characters he uses for illustration purposes are one dimensional, but readers can easily see themselves or those close to them in the characters.
The workbook is NOT BORING, NOT DRY, and easy to understand. It can be used in conjunction with the Financial Peace (or Financial Peace Revised) book, but works well on its own. After reading it, if you are understanding that materialism is good, but not to be worshipped, you can accumulate a good bit of wealth in a reasonable period of time.
The book is very motivating. Anyone can understand it, anyone can use it. You don't have to be broke, up to your eyeballs in debt or bankrupt to appreciate it. In fact, you'll have a leg up on those who are.
If you are looking for a way to plan you future, are facing a promotion and want to be wise with your money, or are just interested in a basic, non-threatening way to learn about home economics and investing, this is the book to read.
Comes with great forms to help you evaluate equity, learn about your household budget (he calls it a 'cashflow' plan), percentages of income should be dedicated to what expenses, etc.,etc.
Rated by buyers -
It helps to see budgets in grey and white and be reminded how simple it is supposed to be for us.
Rated by buyers -
Dave Ramsey hits it on the head - I wish I had read it at 18 years old. Personal money management can be tough, but this book (as well as all the Dave Ramsey books) gives very clear, concise instruction on how to manage your life's fortune (or how to create a life's fortune).
He is hysterical and animated - It's easy, fun reading.
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